Ultimate Finance reported a record half year for 2025, with £126m in new lending, up 15% on the same period last year.
The lending book reached £357m, with growth seen across all three product areas.
The business increased its maximum invoice finance facility size from £7m to £10m and made changes to its bridging finance range.
These included lower pricing on development exit facilities, a new light touch refurbishment option up to 85% loan-to-value (LTV) on day one, and more flexibility on net sales proceeds and personal guarantee terms for multi-unit lending.
Additionally, the asset finance team grew, moved to a bigger office and increased its securitisation facility to meet demand.
Client satisfaction remained high, with a Net Promoter Score (NPS) of 79 and a Trustpilot rating of 4.9 out of 5.
Josh Levy (pictured), CEO at Ultimate Finance, said: “Our performance in the first half of 2025 is a clear demonstration of the success of our business strategy and represents another step towards realising our growth ambitions.
“Having all three areas of the business – Working Capital, Asset Finance, and Bridging Finance – working in unison is delivering real strategic value.
“We’ve built strong momentum, and our results reflect the strength of our team, the resilience of our local relationship-based model, and the increasing demand for our tailored finance solutions.”
Levy added: “Looking ahead, we are set to launch further developments in our Structured Finance product to address growing demand in the ABL space.
“We remain as committed as ever to delivering tailored funding solutions through our growing network of introducers.”
