Nottingham Building Society has launched its new IDI (Inviting Difference In) Broker Portal across the UK mortgage market.
The platform is powered by MQube’s Origo technology and aims to speed up mortgage applications for brokers and their clients.
The mutual partnered with London & Country (L&C) at the end of 2024 and into the first half of 2025 to test the system.
During the trial, the platform processed and made full decisions on residential mortgage applications faster than the typical market time of 10 to 14 days.
Nottingham Building Society said over 4,000 people bought a home with its help in the first half of 2025.
The new portal uses artificial intelligence (AI) and machine learning to assess around 20,000 data points in real time, automatically validating documents and affordability.
The system only asks for extra information when needed, which the society said cuts delays and delivers decisions in minutes.
Nottingham Building Society said the platform can be configured to different lending criteria and risk appetite, helping the organisation respond quickly to market changes and offer more personalised mortgage options.
Residential mortgages were the first product to go live on the platform, with plans to add buy-to-let (BTL), foreign national applications and other products in future.
Sue Hayes, CEO at Nottingham Building Society, said: “We have spent the last two years building and upgrading a lot of our technology.
“Our partnership with MQube however has been less than 12 months and is transformational for us.
“The IDI (Inviting Difference In) Broker Portal will also enable us to move into markets, to use different data sources, and to be able to offer a mortgage to people who would find it very difficult to get one at all.”
Hayes added: “By modernising our banking operations and lending decision-making process, alongside our customer and broker facing interfaces, we aim to stand out from the crowd as more people are finding themselves as categorised as non-standard borrowers in the UK.
“The financial landscape is rapidly evolving, and customers have expectations of seamless, technology-driven financial solutions.
“Our combination of great people, research, products, and technology will allow us to move in and out of markets to fully support different types of mortgages needs as different demographics change.”
Stuart Cheetham, CEO at MQube, said: “We’re proud to partner with Nottingham Building Society on the launch of their mortgage transformation project.
“With our AI-powered Origo platform at the core, more brokers and borrowers will now benefit from faster decisions and a simpler, more certain mortgage journey. It’s fantastic to see Nottingham leading the way for lenders by embracing innovation that truly improves the mortgage experience.”
Mark Harrington, CEO at L&C Mortgages, said: “We have enjoyed a close relationship with Nottingham Building Society for many years and so were delighted to pilot the launch of the new platform and provide controlled testing and feedback in a live environment.
“Nottingham has always valued intermediaries and is a forward-thinking lender, which is clearly reflected in its next stage of transformation through the partnership with MQube and its engagement with our team throughout the pilot.
“The society’s drive to streamline its processes is sure to benefit advisers and their customers, as the new portal rolls out and the proposition expands further.”
