Sikoia has announced a collaboration with Finclusion, a new entrant to the UK car finance market, to deliver faster and more accurate lending decisions through its customer verification platform.
By integrating Sikoia’s API, Finclusion will enable customers to share information in the way they choose, while combining AI-powered document intelligence with Open Banking data to validate income and affordability instantly.
Finclusion said it is entering the market with a dealer-first approach designed to make car finance fast, transparent and simple.
By embedding Sikoia’s platform, the lender aims to streamline verification, providing dealers with quicker answers and greater confidence in approvals.
The system is designed to reduce delays and friction for customers, while helping dealers approve more applications.
Alexis Rog, CEO of Sikoia, said: “Every drop-off during income verification is a missed revenue opportunity for lenders.
“By integrating Sikoia, Finclusion combines Open Banking with intelligent document automation to put customers first—offering choice while keeping full automation behind the scenes. We look forward to making this partnership a success.”
Chris Bosworth, CEO of Finclusion, added: “Our goal is to build a lender that works for dealers, while opening up access to car finance for customers who are too often overlooked.
“Partnering with Sikoia means we can make this vision real, delivering a transparent, dealer-first experience with confidence in every decision.”
The partnership marks part of Sikoia’s wider mission to modernise lending processes across the UK and reflects Finclusion’s aim to broaden access to safe, reliable vehicle finance.
This story was first published on our sister title Motor Trade News.
