Principality Intermediaries has announced changes to its mortgage range, which will go live tomorrow, 9am on Wednesday 1st October 2025.
The lender confirmed that the current range will be withdrawn at 5pm on Tuesday 30th September 2025.
The update includes a series of rate decreases across several categories.
In the residential range, the 2-year fixed 65% loan-to-value (LTV) product with a £1,499 fee will fall by 0.01%, while the 5-year fixed 65% LTV with a £1,395 fee will drop by 0.02%.
At higher LTVs, the 2-year fixed 90% LTV with no product fee will reduce by 0.04%, as will the 3-year and 5-year fixed 90% LTV products.
5-year fixed 95% LTV products will decrease by 0.05%.
A 2-year fixed 65% LTV cashback product will also fall by 0.02%.
For new build and Help to Buy (Wales) loans, reductions include 0.10% on the 2-year fixed 95% LTV Shared Ownership product, 0.10% on the 2-year fixed 75% LTV Help to Buy (Wales) product, and 0.05% on the 5-year fixed 75% LTV Help to Buy (Wales) product.
Joint Borrower Sole Proprietor (JBSP) products will also see cuts, with both 2- and 5-year fixed 90% LTV products reduced by 0.05%.
In the buy-to-let range, 5-year fixed 60% LTV loans with a £1,395 fee will fall by 0.05%, while the equivalent 70% LTV product will be cut by 0.02%.
Holiday let products will see some of the largest reductions. The 2-year fixed 60% LTV will drop by 0.10%, the 5-year fixed 60% LTV with a £1,395 fee by 0.05%, the 2-year fixed 75% LTV with no fee by 0.40%, and the 5-year fixed 75% LTV with no fee by 0.20%.
The changes also include rate increases in some areas.
Residential products affected include the 2-year fixed 65% LTV with no product fee, up by 0.02%, and the 5-year fixed 65% LTV with no fee, up by 0.01%.
At 75% LTV, the 2-year fixed with an £895 fee will rise by 0.02%, while the no-fee version will rise by 0.01%.
The 5-year fixed 75% LTV with no fee will go up by 0.02%.
5-year fixed 80% LTV products will increase by 0.02%, as will 2-year fixed 85% LTV products.
The 2-year fixed 90% LTV with an £895 fee will also rise by 0.02%.
Among cashback products, the 2-year fixed 80% LTV and the 2-year fixed 90% LTV will both increase by 0.02%.
For JBSP products, the 2- and 5-year fixed 75% LTV loans will each rise by 0.01%, the 5-year fixed 80% LTV by 0.02%, the 2-year fixed 85% LTV by 0.04%, and the 5-year fixed 85% LTV by 0.02%.
