MSP Capital has lowered rates across its bridging and development loan products as part of a new pricing strategy.
Brokers and developers can now access bridging loans from 0.75% per month up to 75% loan-to-value (LTV), and development finance from 0.80% up to 70% loan-to-gross development value (LTGDV).
The reduced rates cover loans from £100,000 to £10m, with credit lines up to £20m available for quicker drawdown.
Bridging loans can run up to 36 months, while development finance for new-build residential projects can last up to 24 months.
Each customer is assigned a dedicated account manager to support them from application to repayment.
Leigh Bartlett (pictured), CEO at MSP Capital, said the move has been enabled by a £350m funding facility announced in summer 2025, involving J.P. Morgan and Pollen Street Capital.
Bartlett said: “Agreeing the facility has been the pivotal turning point of my first year, a real gamechanger.
“It was a strategic move that creates scope for growth in our areas of expertise – development and bridging loans – and heightens our capacity to fund larger, more diverse projects.”
“It’s all about enhancing the value we offer, being more cost effective and flexible, and ensuring we are better able to offer more attractive products in terms of rates and features to the market.”
Bartlett added: “With 44 years’ experience of property finance, we’ve chosen to reduce rates now, substantially, as we believe there is appetite among borrowers for a welcome boost to confidence and profit margins.
“As a principal lender, we can guarantee certainty of funds and having a package based on relationship-led lending means we can tailor solutions directly to what borrowers are looking for.
“We want to give something back to the developer and broker community through competitive pricing coupled with certainty, speed and value.”
He said: “We know every successful development starts with a bold idea but that it always requires back-up to make it a reality.
“Our message to customers is that we aim to provide finance that meets your needs, moves at your pace and is flexible enough to fit your project timeline.
“We’re here as a partner to help you build homes faster, gain competitive advantage and progress project after project.”
