Mera Investment Management’s loan book has topped £100m, with the real estate lender more than doubling its assets under management in 2025.
Average loan size has grown to £9m, compared to £8m in 2024, with an average loan term of 18 months.
Loan-to-value (LTV) ratios across the portfolio ranged from 40% to 75%, with a blended LTV of 55%.
The loan book is diversified across asset classes, with 59% in residential, 11% in self-storage, 10% in leisure and hospitality, 14% in office and 6% in land.
Most lending was concentrated in London at 35%, the South East at 47%, and the Home Counties at 14%.
The South West accounted for 4%.
Mera is looking to secure more funding lines from institutional and private capital partners to increase its lending capacity and grow further in 2026.
Edward Matthews (pictured), CEO of Mera Investment Management, said: “Hitting £100 million in lending is a proud moment for the team and a clear sign of the market’s trust in our model.
“Over the past year, we’ve built strong momentum — both in terms of origination and team capability — and that gives us a powerful platform for what comes next.
“Our sights are firmly set on surpassing £200m by the end of 2026.”
Matthews added: “We are now actively exploring new funding lines that will allow us to further broaden our reach and support a wider range of borrowers and projects across the UK.
“2026 will be a year of accelerated growth for Mera, and we’re confident that our combination of service led approach, flexibility, and ability to invest equity will continue to set us apart in the real estate lending space.
“As we look ahead, our focus remains on sustainable growth: scaling responsibly, deepening partnerships, and continuing to deliver strong outcomes for our investors and clients.”
