time finance

Time Finance lending portfolio hits record £230m ahead of strong 2026 outlook

Time Finance plc, the AIM-listed independent specialist finance provider, has announced that its lending book has reached a record £230m as at 31st October 2025.

The achievement represents a 6% increase from the company’s financial year-end position of £217m in May 2025 and a 12% rise on the equivalent period last year.

The growth underlines the company’s progress towards its strategic target of expanding its gross lending portfolio to £300m by 31st May 2028. Within the portfolio, both key growth segments – invoice finance and the ‘hard’ subset of asset finance – recorded all-time highs.

The invoice finance division now exceeds £75m, up 13% year-on-year, while the hard asset finance book has surpassed £123m, an increase of 28% from October 2024.

Combined, these secured lending areas now account for more than 86% of the group’s total lending portfolio, another record milestone for the business.

The board said that this continued momentum provides increased confidence that the group’s financial performance for FY 2025/26 will be at least in line with current market expectations.

Time Finance will publish its half-year trading update for the six months to 30th November 2025 on 16th December, ahead of its unaudited interim results due for release on 27th January 2026.

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