Virgin Money has confirmed that selected fixed rates will be reduced tomorrow, 28th November 2025.
The exclusive 90% loan-to-value (LTV) 2-year fixed rate fee-saver will drop by 0.08% to 4.32%.
The exclusive 90% LTV 5-year fixed rate fee-saver will also drop by 0.08% to 4.34%.
The 95% LTV 2-year fixed rate fee-saver will fall by 0.03% to 4.84%, while the 95% LTV 5-year fixed rate fee-saver will decrease by 0.05% to 4.77%.
Selected remortgage 2-year fixed rates with a £999 fee will be reduced by up to 0.11%, starting from 3.84%.
Selected 2-year fixed rate fee-savers will be cut by up to 0.13%, starting from 4.18%.
Buy-to-let (BTL) rates are also changing.
The 60% LTV 2-year fixed rate with a 3% fee will be reduced by 0.04% to 2.79%.
The 75% LTV 2-year fixed rate with a 3% fee will go down by 0.17% to 2.87%.
The 60% LTV 5-year fixed rate with a 3% fee will decrease by 0.16% to 3.59%, and the 75% LTV 5-year fixed rate with a 3% fee will be reduced by 0.08% to 3.67%.
On product transfers, selected 2-year fixed rates will be reduced by up to 0.13%, starting from 3.62%.
Selected 3-year fixed rates will go down by up to 0.19%, starting from 3.84%.
Selected 5-year fixed rates will be cut by up to 0.06%, starting from 3.76%.
