Specialist Hub has launched a new semi-exclusive buy-to-let second charge product in partnership with Scroll Finance, aimed at providing brokers with competitive pricing and faster decisioning for landlord clients.
The firms said the collaboration reflects growing demand for more efficient and better-value borrowing options in a market where landlord finance choices remain limited.
Scroll Finance continues to expand its presence in the specialist lending market through technology-driven underwriting and landlord-focused product design.
Specialist Hub said the partnership was a natural fit, with both teams working closely together during product development to ensure it meets the needs of both individual landlords and portfolio investors.
The new product comes at a time when only a small portion of the second charge market caters to non-residential or investment property, leaving many landlords reliant on slower and more costly alternatives.
Rates start from 7.05% with loans available up to 75% LTV. Automated valuations are available on suitable properties, except for HMO cases involving multiple securities, which will require full valuations.
Both 2-year and 5-year fixed rate options are offered, with loan sizes available up to £300,000.
Tony Sutton, managing director of Specialist Hub, said: “Scroll Finance has brought real innovation to the sector, and we’re delighted to launch this semi-exclusive Buy-to-Let Second Charge product together.
“It delivers exceptional value for landlords, and the flexibility and speed brokers are crying out for in today’s market.
“We’re also pleased to support intermediaries with a strong commission structure, ensuring the product works commercially for brokers as well as for their clients.”
John Webb, head of lending at Scroll Finance, said: “Working with Specialist Hub has allowed us to refine a product that genuinely meets the needs of modern landlords.
“Their insight and distribution strength have been invaluable, and we’re excited to bring this offering to the market through a partner who shares our commitment to service and innovation.”
