Barclays trims mortgage rates with new sub-4% fixes for remortgagers

Barclays is reducing a series of residential mortgage rates across its remortgage and existing customer reward ranges, with the changes taking effect from Tuesday 9th December.

The lender said the update focuses on giving remortgagers and existing borrowers access to more competitive pricing as the market enters 2026.

Among the cuts, several 2-year and 5-year fixed rates at 60% and 75% LTV will move further below 4%.

The reductions apply across Premier, standard and Great Escape products, with decreases of up to 0.10% on selected 2-year fixes and up to 0.05% on 5-year fixes.

For existing customers, Barclays’ EMC Reward range has also been repriced, with multiple products falling by between 0.04% and 0.12%.

The updated pricing includes 2-year and 5-year fixes at 60% and 75% LTV, with both fee-free and fee-paying options now reduced.

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