The case was introduced by Will Mason at Masons IFA in Shrewsbury on behalf of clients with historic adverse credit, including several satisfied defaults.
The initiative applies across purchase mortgages and is expected to particularly benefit first-time buyers.
The updated range will go live on the lender’s website from 9am on Friday 13th March 2026, with the current range withdrawn at 5pm on Thursday 12th March.
Leek Building Society increased its maximum storey limit for new build flats to 12, up from six, for loans up to 95% loan-to-value (LTV).
Skipton Building Society has expanded its new-build mortgage range, giving 95% LTV customers access to a wider choice of products as demand for modern, energy-efficient homes continues to rise.
The new offer applies to new build houses valued up to £600,000.
The average 2-year fixed rate at 95% loan-to-value (LTV) now stands at 5.41%, while the equivalent 90% LTV rate has dropped to 5.24%.
The product is aimed at first-time buyers and customers with non-standard income.
John Phillips said: “We’re committed to supporting customers with competitive products."
The changes mean customers can borrow up to five times their income, with up to 100% of all income types considered.
As part of the changes, the lender will now offer lending up to 7x loan-to-income (LTI) for applicants earning a minimum of £60,000 per year, with loans available up to 90% loan-to-value (LTV).
The refreshed range includes competitive 2- and 5-year fixed rate products at 95% LTV with no product fees, a free standard valuation and £200 cashback on selected products.