
Darlington Building Society completes £420,000 complex JBSP mortgage with expat income
The mortgage was secured against a property valued at £525,000, representing 80% loan-to-value (LTV).

The mortgage was secured against a property valued at £525,000, representing 80% loan-to-value (LTV).

The pound-for-pound remortgage was secured against a property valued at £1m, representing 53% loan-to-value (LTV).

Helen Easton said: "We will continue to develop our policies, culture and employee experience with Platinum status firmly in our sights.”

The case involved a number of factors, including a deposit made up of personal savings alongside a 5% builder contribution.

Under the revised criteria, employed applicants will now only need to provide their latest payslip rather than two months' payslips.

Darlington Building Society has reduced rates across a range of residential, shared ownership, buy-to-let and holiday let mortgage products.

Darlington Building Society has reduced rates across its foreign currency mortgage range and recently increased maximum LTVs to 90%.

Darlington Building Society has completed a residential mortgage for a UK expat couple, highlighting continued demand for flexible underwriting on complex cases.

The change, effective immediately, is aimed at helping brokers place cases for clients earning in overseas currencies.

The changes are aimed at supporting brokers working with landlords, first-time buyers (FTBs) and clients with more complex income.

The society also reported net lending of £101m and growth in its savings base, with retail deposits rising to £939m from £853m in 2024.

The 30-minute online session, called Q1 2026 Broker Landscape: Regulations, AI & Staying Essential, will take place from 10:30am to 11:00am.
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