
More than 21,000 homeowners under pressure to sell off-market, eXp UK finds
This was due to factors such as expiring low-rate mortgages, EPC compliance, insolvency, probate, tribunal decisions, vacancy and leverage.Â

This was due to factors such as expiring low-rate mortgages, EPC compliance, insolvency, probate, tribunal decisions, vacancy and leverage.Â

The survey found that 66% of HMOs owned by landlords questioned already have an energy performance certificate (EPC) rating of A to C.Â

Mojo Mortgages said rising demand for cooler, more energy-efficient homes could increase interest in green mortgages, with searches for the term reaching 16,000 a month in the UK.

More than half of homes in England and Wales currently have an EPC rating of D or below, according to analysis by Emperor Paint, ahead of changes to the energy performance rating system.

Fleet Mortgages has reintroduced its EPC A-C mortgage range and reduced rates across its wider buy-to-let product offering.

In its half-year results for the six months to 31st March 2026, Paragon reported £435.7m of new buy-to-let lending on properties with EPC ratings of A to C.

Yopa found that the average annual energy bill for a new-build home with an Energy Performance Certificate (EPC) rating of A or B is estimated at £1,469.

The analysis showed privately rented homes achieved an average EPC score of 68.9, above the average for owner-occupied homes at 68.1 and close to EPC C territory.

The product has been designed to support landlords and property investors undertaking refurbishments to improve the energy efficiency of rental properties.

The Mortgage Works highlighted a growing regional divide, with northern markets delivering the most compelling case for investing in energy efficiency.

The data provider said homes with higher energy ratings are more likely to be at risk of flooding and subsidence by 2055.

In the HMO and MUFB range, Fleet has launched a 5.54% 2-year fixed rate with no completion fee and a 5.39% 2-year fixed rate with a £1,999 fee, also capped at £750,000.
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