Technology
Post-contract variation is becoming the mortgage market’s next technology challenge
Steve Carruthers says lenders should focus as much on post-completion mortgage servicing as origination to improve customer outcomes.
Fignum
Opinion
The automation hallucination: How are lenders delegating credit decisions?
Steve Carruthers discusses why mortgage lenders are using technology to support, rather than replace, human underwriters.
Opinion
Mortgage lenders must rethink technology in 2026
Steve Carruthers discusses how lenders must modernise legacy systems and adopt integrated technology to stay competitive amid regulatory and market pressures.
News
Fignum integrates Sikoia document processing technology
The technology will be used across mortgage and automotive finance workflows, enabling lenders to automate document verification and reduce manual processing.
Opinion
The real story of mortgage technology is not the one being told
Steve Carruthers, growth director at Fignum, discusses how mortgage tech change is gradual and focused on data and process improvements.
News
Fignum launches inaugural Mortgage Tech Pulse 2026
Charles Roe said: “Technology, data and execution capability are now central to delivering good outcomes for borrowers and supporting a resilient mortgage market."
Opinion
The race for scale has entered a more complex phase
Steve Carruthers argues that for UK mortgage lenders, sustainable scale now depends as much on responsive, flexible partners as on technology itself.
Technology
Fignum appoints Steve Carruthers as growth director
Carruthers joins from Finova, where he served as business development director for mortgages, leading growth initiatives for the company's Mortgage Sales and Origination platform (MSO).
News
Fignum appoints Andrew Lloyd as CEO
Before joining Fignum, Lloyd held the position of chief customer officer (UK) at PEXA, a global fintech firm.