Sole applicants with income of £50,000 or more can now borrow up to 5.99x income, while joint applicants with combined income of £70,000 or more can access the same multiple.
The lender has reduced its credit tiers from four to three and now accepts unsatisfied CCJs and defaults registered more than six months ago.
The report showed the buy-to-let (BTL) sector stayed resilient in Q2 2026, with landlords reporting average portfolio values of £1.8m.
The lender is now offering the F1, £4£ remortgage and HMO 2-year fixed products again along with a new HMO Green 5-year fixed.
Nathan Goodridge said: “By taking a pragmatic approach, we were able to help the broker secure funding for their client and continue making mortgages happen.”
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Foundation has highlighted a buy-to-let case where its Property Plus proposition helped a broker secure funding on a Glasgow flat close to commercial premises.
The new products provide options with higher fees and competitive rates, alongside Foundation’s existing 80% and 85% LTV fee-free products.
Properties worth between £70,000 and £75,000 can now access a maximum loan-to-value (LTV) of 75%.
Alongside the relaunch, Foundation has reduced rates by up to 0.25% across its residential and BTL product transfer ranges.
The lender launched Property Plus Expat 2- and 5-year products at 75% loan-to-value (LTV) with rates of 6.39% and 6.49%, both with a 2% fee.
The limited-edition product is aimed at landlord borrowers looking for a lower fee structure and reduced upfront costs.
Rates across almost all existing BTL products were reduced by up to 0.35%, and fees on selected 80% LTV products were removed.