FPC

News

BSA backs FPC capital framework review and calls for proportionate regulation

The BSA endorsed the FPC’s decision to reduce the overall Tier 1 capital target from 14% to 13%, describing it as a measured adjustment that maintains resilience.

7 Apr 2026

Lead Story

Habito and Perenna issue joint response in bid to make affordability measures fit for purpose

The joint response to the FPC’s consultation warned that the were not fit for purpose when viewed against customer needs. 

22 Jun 2022

Featured

Consider the bigger affordability picture rather than ditch rules – interactive investor

Rather than loosen affordability rules, lenders should consider factors that demonstrate an affordable budget - interactive investor.

28 Feb 2022

Lead Story

IMLA welcomes FPC’s affordability consultation

IMLA has welcomed today's announcement from the Financial Policy Committee (FPC) regarding the launch of its affordability consultation.

28 Feb 2022

Lead Story

Consultation on proposal to withdraw FPC’s mortgage affordability test published

The Financial Policy Committee (FPC) is seeking the views of interested parties on the proposal to withdraw the mortgage affordability test.

28 Feb 2022