News
Gen H promotes three to executive team as Pete Dockar departs
Sara Palmer has been promoted to chief distribution officer, Richard Leivers to chief lending officer and Andrew Mackie to chief financial officer (CFO).
Gen H
News
Gen H cuts rates by 0.15% across 90% and 95% LTVs
Sara Palmer said: "Cutting rates at 90% and 95% LTV is a deliberate choice our team has made to back the buyers who need the most help."
News
Gen H launches AI packaging agent to cut mortgage application delays
The tool checks broker-submitted documents as they are uploaded, flagging potential mismatches that could otherwise result in additional information requests and delays.
News
Gen H increases borrowing power for new build buyers
The residential mortgage lender said the changes recognise that new build homes are typically more energy efficient than older properties, reducing monthly household bills and improving affordability.
News
Gen H cuts high-LTV mortgage rates by up to 0.40%
The lender has cut rates by 0.40% at 85% LTV, while products at 90% and 95% LTV have each fallen by 0.10%.
Case Studies
EXCLUSIVE: Gen H interest-only mortgage helps borrower keep family home following separation
Sara Palmer, sales and distribution director at Gen H, added: “This case is a great example of how a small affordability gap can have a big impact on someone's life."
Building Societies
Market Harborough Building Society acquires £120m Gen H mortgage portfolio
Market Harborough Building Society has acquired a £120m mortgage portfolio of loans originated and managed by Gen H, supporting its growth strategy and focus on borrowers needing a more flexible approach.
Residential Mortgages
Gen H says brokers are underusing interest-only for first-time buyers
Gen H research found 47% of the top 100 first-time buyer brokerages wrote no interest-only business for first-time buyers in 2025, despite FCA proposals to widen access.
News
Gen H cuts New Build Boost to effective rate of 5.17%
The changes, which took effect from 29th June, form part of a wider repricing across Gen H's residential range.
News
Gen H and Just Mortgages partner to help Shared Ownership clients achieve full ownership
The calculator is designed to help advisers show customers the financial impact of full ownership compared to staying in Shared Ownership.
News
Gen H cuts high LTV mortgage rates by up to 0.20%
2- and 3-year fixed rates at 95% LTV have dropped by 0.20%, while 2- and 3-year fixed rates at 90% and 85% LTV have dropped by 0.10%.Â
News
Foreign nationals locked out of homeownership by outdated mortgage criteria, Gen H finds
Data showed that only 27% of brokers said placing cases for foreign nationals was straightforward.Â