The five areas Gareth Tucker highlighted were product transfers, total mortgage fees, early break fees, matching deal length to expectations, and green mortgage incentives.
The lender has refreshed its green residential mortgage range, now offering a £500 cashback on completion instead of a free valuation.Â
The select fixed fee products come across its F1 and F2 ranges, aimed at clients with nearly clean credit or those buying more specialist properties.Â
Tandem Bank has financed more than £800m of sustainable home improvements since 2019, supporting over 165,000 projects including solar, boilers and insulation upgrades.
The Community Living mortgage offers a discounted variable rate of 5.34% and is available up to 90% loan-to-value (LTV).Â
Developed by the Green Finance Institute (GFI) in partnership with the Green Mortgage Advice Initiative (GMAI), the document sets out a plan for embedding sustainability across the mortgage market in collaboration with non-financial stakeholders.
The product is available up to 80% loan-to-value (LTV) at a variable rate of 5.29%.
Lenderhive aims to simplify access to green mortgages using digital tools and smart property data.
The offer includes enhanced affordability, no product fee and £1,000 cashback at the start of the project to help cover the cost of green features.
57% of landlords who had paid for energy efficiency upgrades had not arranged a EPC assessment after the work.
This variable rate mortgage comes with no application fee and allows for up to 80% LTV on properties with an EPC rating of B or above.Â
This expansion of the Certificate in Green Mortgages aims to educate mortgage and property professionals in green home financing.