
Half of buyers would co-purchase with friends or family to get on property ladder, data finds
Among 18 to 24-year-olds, 23% said they were most likely to buy with friends, while those aged 65 plus followed at 20%.

Among 18 to 24-year-olds, 23% said they were most likely to buy with friends, while those aged 65 plus followed at 20%.

The data from Mojo Mortgages showed a gender gap, with 45% of women strongly agreeing the education system was lacking, compared to 37% of men.

Mojo Mortgages said rising demand for cooler, more energy-efficient homes could increase interest in green mortgages, with searches for the term reaching 16,000 a month in the UK.

Three-quarters experienced ‘house envy' after seeing posts from friends or influencers moving in, with many going straight to property apps as a result.

Data found that 19% delayed expanding their family to save for a home, while 16% said saving for a deposit caused more arguments with their partner.

Over a third of LISA owners said they have bought, or are looking to buy, a property worth over £450,000, which means taking a penalty on their savings.

In early 2026, 12% of applicants were solo females, narrowing the gap with solo males at 15%, according to Mojo Mortgages’ proprietary data.

Bristol led, with 52% of buyers applying for mortgages over 4x their salary, according to data from Mojo Mortgages.

Among fixed-rate borrowers, 2-year fixes remained the most popular choice, representing 56.77% of completed mortgages, followed by 5-year fixes at 35.78%.

Over the past five years, the proportion of sole female applicants has increased by 14%, narrowing the historic gender gap in mortgage applications.

The update followed concerns raised by a journalist for The Intermediary over a page that suggested that "most agents won't even open the door without a Mortgage in Principle."

Women need to save for nearly 12 years to afford a deposit for their first home, almost four times longer than men, according to new research from Mojo Mortgages.
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