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Over a third of lenders expect regulatory scrutiny to ease in 2026 – Target Group
35% of lenders expected scrutiny to ease in 2026, and the same percentage thought nothing would change.

35% of lenders expected scrutiny to ease in 2026, and the same percentage thought nothing would change.

Zita Latham, founder of Zita Latham Mortgages, discusses how relaxed mortgage rules are helping more foreign nationals buy UK homes.

Kate Davies said: “Any changes should be measured, carefully staged and developed in close consultation with industry."

Jonathan Stinton said: “Until the housing shortage is addressed, changes to affordability and product design will only go so far."

61% of brokers wanted lenders to launch new products for borrowers with different circumstances.

Bob Hunt of Paradigm Mortgage Services shares how the FCA’s looser mortgage rules risk consumer harm and undermine advisers’ duty of care.
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