The society has partnered with MQube to launch the new Origo platform, which is designed to streamline the mortgage journey from application through to completion.
The new tool enables lenders’ credit and risk policies to be integrated directly into the Origo platform.
Stuart Cheetham, CEO of MQube, has outlined his expectations for the mortgage market in 2026, pointing to AI-driven technology, lender resilience and operational efficiency.
The new tool assesses whether applicants meet credit policy requirements and generates written rationales and case recommendations for brokers.
Following a strategic review, MQube will separate its technology and lending divisions, allowing the business to focus exclusively on its core AI-native platform.
The tokenisation of real-world assets is beginning to reshape how people access, invest in, and trade financial products.
Guildford-based fintech MQube has tokenised £1.3bn of mortgage debt on the blockchain, marking Europe’s first on-chain tokenisation of mortgage assets through its MPowered lending arm.
The platform is powered by MQube’s Origo technology and aims to speed up mortgage applications for brokers and their clients.
The new tool is designed to support and educate visitors about the homebuying process.
Since Barry Carter’s promotion to CEO in 2024, the society has accelerated its adoption of technology which includes the rollout of this new AI assistant.
The society will adopt MQube’s AI-powered mortgage origination platform, 'Origo', to enhance service delivery and cut processing times.
The chatbot has been in operation at MPowered Mortgages for more than a year and has automated 90% of broker criteria questions.