News
Pepper Advantage appoints Matthew Wye to lead UK credit management business
He will lead the company's expanding credit management operations, including the mortgage servicing business acquired from Computershare earlier this year.
Pepper Advantage
News
Mortgage arrears fall to two-year low as market shows signs of stabilisation – Pepper Advantage
The firm’s latest quarterly report showed the overall arrears rate declined by 1.1% quarter-on-quarter in Q4 2025.
News
Pepper Advantage completes acquisition of Computershare Loan Services
The move brings Pepper Advantage’s UK assets under management (AUM) to around £50bn and global AUM to €75bn (£64bn).
News
Pepper Advantage launches PRISM credit and mortgage servicing platform
Built in-house, PRISM consolidates portfolio loan data, analytics, workflow management and servicing tools into a single system.
News
Mortgage arrears fall for second straight quarter, finds Pepper Advantage
The credit management and technology firm reported that arrears across its portfolio of more than 100,000 UK residential mortgages fell by 0.3% in Q3 2025, following a 4.4% decline in Q2.
Technology
Pepper Advantage appoints Andy Golding as first Group Board Chair
Pepper Advantage has appointed Andy Golding, CEO of OSB Group, as its first Group Board Chair following its acquisition by J.C. Flowers & Co.
Lead Story
Pepper Advantage to acquire Computershare’s UK mortgage servicing arm
The acquisition will fold Computershare’s mortgage servicing operations – including Topaz Finance and Zephyr Homeloans – into Pepper Advantage’s existing hubs in London and Uxbridge.
News
Pepper Advantage appoints Brendan Twomey as CTO and promotes Gary Stockley to CPO
Pepper Advantage has named Brendan Twomey as chief technology officer and promoted Gary Stockley to chief product officer as it advances its credit management technology strategy.
News
Mortgage arrears drop for first time since cost-of-living crisis – Pepper Advantage
The North West saw the biggest improvement at -7.9%, followed by Wales at -7.7%, and the East Midlands at -7.0%.
Buy-to-let Mortgages
UK sees no mortgage arrears growth in Q1, driven by improvement in buy-to-let market, Pepper Advantage
Buy-to-let arrears fell for the first time since 2021, helping stabilise overall mortgage arrears growth in Q1 2025, according to new data from Pepper Advantage.
News
Residential mortgage arrears up as borrowing costs rise unexpectedly in Q4
There was an overall increase in arrears growth across all products – including fixed and variable rate residential and buy-to-let mortgages.
Residential Mortgages
UK mortgage arrears at lowest level since 2022, finds Pepper Advantage
The overall arrears rate for UK mortgages grew by just 0.1% in Q3 2024, marking a 0.8% drop compared to Q2 2024.