News
Together expands range with commercial and semi-commercial second charge products
These are designed to allow borrowers to release equity from commercial or mixed-use properties without disturbing an existing first charge mortgage.
Second Charge Mortgages
News
FCA calls on second charge mortgage firms to raise standards for consumers
The regulator said brokers in the wider mortgage market should improve record keeping and quality assurance where possible.
News
United Trust Bank launches ‘Super Prime’ and ‘Specialist’ second charge ranges
The enhanced second charge range now spans five distinct product tiers, designed to support a much broader spectrum of customer circumstances.
News
Second charge mortgage new business volumes see 22% rise in October – FLA
Over the three months to October, lending totalled £601m, an annual increase of 28%.
News
CFBUK and Loans Warehouse partner to expand regulated lending solutions
The partnership strengthens CFBUK’s regulated specialist lending offer, allowing brokers to give clients more tailored solutions without stepping outside their permissions.
Case Studies
UTB and Brightstar complete £200k regulated second charge refurbishment loan
Benjamin Peace, bridging and development finance specialist at Brightstar Financial, approached Bradley Illman, UTB key account manager, to secure a fast and suitable solution.
Opinion
Why second charge mortgages are now a first-choice option
Eddie Lau, broker account manager at Norton Broker Services, discusses the merits of utilising second charge mortgages.
News
Loans Warehouse launches pilot second charge BTL product with Scroll Finance
The new offering introduces dynamically priced rates for buy-to-let second charge borrowing, alongside flexible features such as a Home Equity Line of Credit (HELOC) option.
Opinion
A summer slowdown? Not this year for second charges
James Gillam, managing director at Pure Panel Management, discusses the continued appetite for second charges in 2025.
Lead Story
Second charge mortgage new business volumes up 15% in July – FLA
Over the three months to July 2025, new lending totalled £539m, rising 20% on the previous year, with 10,661 new agreements, up 14%.
News
Second charge mortgage market sees 16% surge in new business in June – FLA
This marks the highest monthly level of new business by both value and volume recorded so far this year, according to the latest figures from the Finance & Leasing Association (FLA).
News
Second charge mortgage volumes rise 11% in May – FLA
New business volumes in the second charge mortgage market rose by 11% in May 2025 compared to the same period last year, according to the FLA.