
Simply Asset Finance reports pre-tax profits of £3.4m for 2025
The lender saw its cumulative loan origination rise by 25% to £2.05bn, while its gross loan book grew to £532m.

The lender saw its cumulative loan origination rise by 25% to £2.05bn, while its gross loan book grew to £532m.

The partnership will see Simply use its proprietary lending platform and AI-agent Kara to process and distribute funds to approved SME customers.

New AI-powered system enables SMEs and vendor partners to complete applications and receive funds in under eight minutes.

The business’ growth in 2025 has been driven by enhancements to its proprietary technology proposition, and strong regional results.

The partnership gives NACFB members access to Simply’s asset finance and leasing products, allowing clients to get lending decisions within minutes.

Simply has supported over 900 Scottish businesses to date across key sectors including construction, transport and manufacturing.

Simply Asset Finance has surpassed £1.75bn in total lending and recorded a 13% rise in revenue, as demand for SME-first finance continues to grow.

This facility is part of a larger transaction that aims to deliver around £0.7bn in funding to smaller businesses across the country.

Simply’s Belfast office has financed more than 1,800 loan agreements for SME customers across Northern Ireland.

31% of businesses believe it will have a significant impact, while 13% reported it will be fundamental.

Simply Asset Finance highlights the importance of addressing funding access, late payments, and planning barriers.

In H1 Simply saw £14m added to its loan book and revenues of £29.1m achieved.
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