Stress tests

Buy-to-let Mortgages

West One Loans eases BTL stress test requirements and cuts mortgage rates

The stress rate for any borrower opting for a variable rate or a fixed rate of less than five years will be the higher of 6% or pay rate, down from 6.5% before.

9 Jan 2024

Buy-to-let Mortgages

The Mortgage Works to reduce stress rates

The move has been broadly welcomed by brokers as one that "may reignite the buy-to-let market".

5 Dec 2022

Residential Mortgages

Bank of England lays out new stress test scenario

Results will be published in the summer of 2023 and will be used to help inform banks’ capital buffers.

26 Sep 2022