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Over 70% of movers upsize as mortgage rates ease – reallymoving
The number of transactions using a mortgage increased to 82.5% in January 2026, the highest level in eight years.

The number of transactions using a mortgage increased to 82.5% in January 2026, the highest level in eight years.

The Regency Living survey revealed that the main motivator for 54% of them is children, while 20% are expanding due to more children on the way.

While upsizing homebuyers accounted for 440,526 transactions, this total transaction figure represented a 31% annual decline.
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