New fintech mortgage lender Generation Home (“GenH”) has appointed John Bridgman as head of credit.
He joins the business from Virgin Money, where he was head of mortgage credit.
Bridgman has over 15 years of experience in the industry. His knowledge of both credit portfolio management and analytics, as well as his ability to grow and manage large teams, will be invaluable to Generation Home as lending growth accelerates into the new year.
He will be responsible for credit processes and policy, as well working across the business and with GenH’s funding partners to further the company’s mission to create more homeowners.
Will Rice, chief executive officer of Generation Home, said: “John is a significant addition to the senior team. With his deep understanding of credit processes and risk management expertise, he is the perfect person to build on what we have achieved to date. We are really excited for him to join our growing team.”
Bridgman added: “I believe Generation Home has the potential to transform the housing market by delivering a mortgage experience that is truly built around the needs of the customer.
“With my skills and experience in credit, I am excited by the opportunity to play a formative role in this important element of the company’s growth.
“Credit risk plays a critical role in the home buying process, protecting the interests of both the lender and the customer. Done right, it can play a big part in solving first-time buyer affordability challenges.”
John started his career in the pharma industry before moving to HSBC where he covered various roles within credit covering analytics and portfolio management.
In 2018 John started in his most recent role as Head of Mortgage Credit and Financial Modelling at Clydesdale and Yorkshire Bank, which acquired Virgin Money, with John managing the credit at both brands.
