Just Group plc, the FTSE 250 retirement specialist, has broadened the scope of its Green Mortgage discount feature.
Effective from today (11th September), the feature will be included in the entire Just For You Lifetime Mortgage range and will also cover properties with a C-rated Energy Performance Certificate (EPC).
Customers have the option at the application stage to request a free EPC if they don’t already have one. Those who are eligible can benefit from a 10 basis points discount on their lifetime mortgage rate.
Paul Turner, managing director, Retail, at Just Group, said: “We’re continuously improving our propositions to make it easy for advisers to present solutions that better meet the needs of their clients.
“Since 2008, over 10.3 million properties in England and Wales have been registered with an EPC of A, B or C and we expect energy-efficient housing stock to continue growing.”
He added: “We were the first provider to introduce a Green Mortgage discount on lifetime mortgages and we’re very pleased to make this more widely available.
“From 11th September we’re adding it to our entire Just For You Lifetime Mortgage range and extending it to properties with a C-rated Energy Performance Certificate.
“This improvement in our offering helps us to meet our sustainability goals of reaching Net Zero by 2050 and halving our emissions by 2030, as our lifetime mortgage portfolio forms part of our Scope 3 emissions.”
